Education Loan EMI Calculator
Interest Rates – Banks
| Bank | Interest Rate (p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| Punjab National Bank | 8.50% - 10.00% | 80% of Collateral Value | Up to 12 years | 10,000 + GST |
| ICICI Bank | 11.25% - 12.50% | ₹1 Crore | Up to 12 years | 1% + GST |
| State Bank of India | 8.50% - 10.00% | 80% of Collateral Value | Up to 12 years | 10,000 + GST |
| Axis Bank | 10.50% - 11.50% | ₹1 Crore | Up to 12 years | 1% + GST |
| IDFC First Bank | 11.00% - 12.50% | ₹1 Crore | Up to 12 years | 1% + GST |
| Union Bank of India | 8.50% - 10.00% | 80% of Collateral Value | Up to 12 years | 10,000 + GST |
Interest Rates – NBFCs
| NBFC | Interest Rate (p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| Credila | 11.00% - 12.50% | ₹1 Crore | Up to 12 years | 1% + GST |
| Avanse Financial Services | 11.00% - 12.50% | ₹1 Crore | Up to 12 years | 1% + GST |
| Tata Capital | 11.00% - 12.50% | ₹1 Crore | Up to 12 years | 1% + GST |
| InCred Finance | 11.00% - 12.50% | ₹1 Crore | Up to 12 years | 1% + GST |
| Poonawalla Fincorp | 11.00% - 12.50% | ₹1 Crore | Up to 12 years | 1% + GST |
| Auxilo | 11.00% - 12.50% | ₹1 Crore | Up to 12 years | 1% + GST |
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